Our insurance specialty is in the area of disability insurance. The forensic accounting services of Sequence Inc. are geared toward verifying claims and ruling in or out the potential for fraud.
We are experienced with the details of various types of policies, ranging from group policies for front-line employees to specialized policies for executives and business owners with high incomes and varying business involvements. Our investigations and examinations are useful when monthly benefit payments, both income and overhead, are at stake.
Services
- Analysis of pre- and post-disability income
- Review of business ownership interests to determine the nature and extent of income from those interests
- Application of policy provisions to calculate benefits due, considering cost of living increases, partial disability, own occupation, and other offsetting income
- Audit of files for potential over- or underpayment of benefits
Fraud Focus
- Over-reporting of pre-disability income
- Under-reporting of post-disability income
- Unreported income
- Business ownership shifted to related parties
- Income shifted to related parties
- Non-disclosure of financial interests in multiple businesses
Tracy's expertise as it relates to the analysis of insurance claims was highlighted in an article in SIU Magazine, The Fraud's In the Figures: Finding Clues in Financial Documents. |
